

The following locations accept the Owl Cash Card.
9 participating locations
| Business Name | Address | Phone |
|---|---|---|
| 711 Smoke Zone | 711 Columbia St, Utica, New York, 13502 | (315) 567-4444 |
| D & D Auto Sales | 2116 Oriskany St, Utica, New York, 13502 | - |
| Gs Famous Lemon Cookies | 44 Main St, Amsterdam, New York, 12010 | (518) 212-5177 |
| Marias Cafe and Catering | 412 Union St, Schenectady, New York, 12305 | (518) 280-6902 |
| MK Beauty & Barber | 501 New Karner Rose Wood Plaza, Albany, New York, 12205 | (518) 608-5026 |
| Schenectady Barber Shop | 1635 Vanvranken ave, Schenectady, New York, 12308 | (518) 388-9232 |
| The Food Truck 518 | 503 South Ave, Schenectady, New York, 12305 | 5189033806 |
| The Hub Eatery | 222 Bleecker St, Utica, New York, 13501 | (315) 864-3564 |
| Utica City Wireless | 13 Oswego St, Utica, New York, 13502 | - |